When insurance doesn’t cover your purchase, Core Bank does.
Step 1: Complete The Application
Our application is simple and can be completed entirely online.
Step 2: Get A Decision
You’ll receive a decision from Core Bank within one business day of applying.
Step 3: Receive Your Funds
Once you have an approval, Kohll’s will receive funds directly from us within three business days.
Frequently Asked Questions
How much can I apply for?
The minimum loan amount is $1,000 and maximum is $50,000.
What if I need financing for more than $50,000?
Core Bank’s Program does not support loan requests greater than $50,000.
If your request exceeds that amount, you have two options:
1. You may pay the difference with cash.
2. Core Bank has several other products that we can explore to help finance your needs.
We are happy to talk through all of the options available!
What if I am declined?
Core Bank cannot share credit decisions with anyone but you, the applicant. Declined credit requests will be communicated to the applicant only and you will be responsible for any communication to Kohll’s.
How long will this process take?
Once you submit an application you will receive a credit decision within one business day. If the application is approved, proceeds will be directly disbursed to Kohll’s within three business days.
Will I pay any fees?
Yes, Core Bank will assess a 2.5% origination fee. This fee will be 2.5% of the approved amount and will be added to the amount of the loan.
Who do I contact with questions about the program?
Concierge Desk via firstname.lastname@example.org or by calling 402-898-3397.
What should I be prepared to provide?
Once you complete the quick online application, Core Bank will pull your credit report. The application will ask for identifying information (SSN, ID information, contact info, desired loan amount and stated income).
Loan Payment Example: Total loan amount (including fees) of $20,500 includes principal loan amount of $20,000 and a 2.5% origination charge ($500). 36 month term loan has an introductory rate period for 18 months at 1.99% increasing to 19.00% for months 19-36. Loan requires 18 monthly payments of $587.12 per month increasing to $668.70 per month starting month 19 through 36. The annual percentage rate is subject to increase after loan consummation. Not a commitment to lend. Loans are subject to credit approval. Additional terms and conditions may apply. Loan programs subject to change without notice. The Annual Percentage Rate (APR) for this payment example is 7.868%.