Business Checking Accounts
Explore checking account options to meet your business goals.
BUSINESS CHECKING
Minimum Daily Balance
$0
Monthly Maintenance Fee
$0
| Minimum Deposit | $100 |
| Minimum Daily Balance | $0 |
| Monthly Maintenance Fee | $0 |
| Per Transaction Fee | First 250 Free, $.50 |
| Checks Returned In The Mail | $7 |
| Earnings Credit or Interest | None |
Designed with your company in mind, our business checking account is great for large and small businesses.
BUSINESS ANALYSIS
Minimum Daily Balance
$0
Monthly Maintenance Fee
$20
| Minimum Daily Balance | $0 |
| Monthly Maintenance Fee | $20 |
| Per Transaction Fee | $.30 per deposit |
| Checks Returned In The Mail | $7 |
| Earnings Credit or Interest | Earnings Credit |
With benefits specifically made for businesses, our Business Analysis checking account has no minimum daily balance and a low monthly maintenance fee.
Benefits With Every Business Checking Account
Core Bank Mobile App
As a Business Checking Account holder, you can easily access your money from anywhere through our mobile app, available on Android and Apple devices.
Online Banking
Online banking lets you securely manage your finances from anywhere, allowing you to check balances, transfer funds, make secure payments, and more.
Account Alerts
With our small business checking accounts, you can monitor your spending in real time. Customize your notifications for transactions, payment reminders, balance amounts, and more.
Remote Deposit Capture
Skip filling out deposit tickets and running to the bank. Simply take pictures of your checks directly from your office for next-day credit until 8pm.
Business Banking Debit Card
This no-fee business card has 24/7 support, bonus services like ZSuite, and security protection to give you more peace of mind when accessing your business funds worldwide.
Business Customer Support
Enjoy personalized, high-quality customer service when you need us most. Our team and virtual center are located in the Midwest, so you’re always getting guidance and answers from people you trust.
No Fees
Overdraft protection plans and no fees for cashier’s checks, foreign ATM withdrawals, unlimited check writing, and more.
Additional Business Banking Solutions
We support small business owners in more ways than checking accounts. Learn how the Core Bank team can take the stress out of business finances.
Business Savings Accounts
Build financial stability with two business saving options. Low minimum balances and monthly maintenance fees.
Business Loans and Lines of Credit
Get more funding to finance equipment, manage cash flow, or grow operations with business lines of credit or loans. Competitive interest rates and flexible terms.
Small Business Loans
Grow and invest in your small business with an SBA 7(A) Loan or SBA 504 Loan. Low interest rates and longer repayment terms.
Commercial Real Estate Loans
Purchase, renovate, or refinance commercial properties like an office, retail space, warehouse, or facility to expand your business. 20% down payment and five to 20-year loan terms.
Construction Development Loans
Grow your business through land purchases, development, and construction. Fixed rates and straightforward application process.
Business Checking Account FAQs
What do I need to open a business checking account?
The requirements needed to open a business checking account will vary by entity type, however all individual signers must be prepared to provide a valid government-issued ID, Date of Birth, Social Security Number, and physical address. Other items may include any legal documentation along with business owner information and an authorized signer.
How do I open a business checking account?
You can open a business checking account by calling 1-877-968-7672 to speak with a Core Bank Experience Expert today. Depending on your business type and needs, they will help review all of your options and get started.
How much does it cost to open a business checking account?
Core Bank Business Checking and Business Analysis checking accounts both have a $100.00 minimum deposit, but no daily minimum balance. Depending on the account you choose transaction fees can vary.
Can I deposit personal checks into a business account?
It is considered best practice to keep business and personal funds separate. This separation ensures your personal assets are protected in the event the business faces financial hardship. All business checks should be endorsed with the business name or a stamp with the business information.
I.E. A check made out to “Mike Smith” must be deposited into the corresponding personal checking account, and a check made out to “Business LLC” must be deposited into the corresponding Business Checking Account.
Are business checking accounts FDIC insured?
Yes, Core Bank Business Checking accounts are FDIC insured. However, depending on the account type there are usually limits on the amount covered. We also partner with IntraFi, a solution that offers our business customers access to multi-million dollar FDIC insurance, yield, flexibility and more. Core Bank Experience Experts can help you learn more about navigating coverages and signing up for a business checking account that fits your needs.
Business Banking Made Easy
At Core Bank, we want business owners to have the best account that aligns with their business goals. Our business banking team is committed to helping you open a small business checking account that fits your needs. Get in touch with the Core Bank team today!
Learn more on our blog about the advantages of choosing a Community Bank.
How to Get a Business Checking Account
Contact a member of our business banking team today to find the right checking account for your business’s needs and set up an account today!
Find a Core Bank Near You
Core Bank proudly offers personal and business banking solutions made for you. With banking centers in Omaha, Overland Park, and Mesa, we’re here to help you borrow and save confidently. Discover your nearest Core Bank today!
