Personal Borrowing
Taking out personal loans with Core Bank is simple and convenient thanks to our streamlined application process, diverse selection of loans and lines of credit, and helpful staff who can help you find out which borrowing option is best for your needs. Apply for your personal loan today.
How Can I Use a Personal Loan?
You can use your personal loan as flexible cashflow to support major life changes, whether an unexpected expense or planned event.
- Consolidate Credit Card Debt
- Fund Your Education or Wedding
- Renovate Your Home
- Plan a Vacation
- Cover Medical Bills
No matter how you choose to use your personal loan, Core Bank is passionate about delivering you the best experience imaginable.
Why Choose Core Bank for Your Personal Loan?
At Core Bank, we offer low-interest personal loans with flexible loan payments that are competitive with our local banking community. Our remarkable customer service team always puts you first and is here for you when you have questions.
Types of Personal Loans we offer at Core Bank
Core Bank has a variety of personal loans to help you make your next major purchase. Whether you’re looking to remodel your home, start a small business, cover emergency expenses, or take on another personal expense, Core Bank has the options you need.
Certificate of Deposit (CD) Loan
A CD loan is a credit-building loan that lets you use the funds you already have with Core Bank to guarantee the loan. This is a great way to increase your credit score and a backup option if you don’t qualify for other types of loans. Plus, our interest rates are lower since you’re already a qualified customer.
Home Loans & Mortgages
From zero-down financing to first-time homebuyer options and beyond, Core Bank has low-interest home loans and mortgage products for every customer. Get started on your homeownership journey today!
Home Equity Loans & HELOCs
Refinancing or purchasing a home using your current equity has never been easier. Discover Core Bank’s flexible home equity loans and home equity line of credit options to help you achieve your real estate goals!
Home Renovation & Construction Loans
Start your dream home improvement project with Core Bank’s diverse home renovation loan options, including lot loans, construction-only loans, and renovation loans. Get pre-qualified for a residential construction loan in minutes.
Personal Loan FAQs
How does my credit score affect the type of loan I can apply for?
The higher your credit score, the more likely you’ll be approved for a personal loan. You will also likely get better interest rates. A low credit score might make applying for some loans difficult, though having a cosigner will typically improve your chances of getting approved.
How do I get a loan without collateral?
Unsecured loans offer you the necessary funding you need without collateral. This way, you don’t need to put your property or assets on the line. Unsecured loans are a great option for those looking to borrow a small amount to pay off student, credit card, and other debts. With our simple and easy application process, you’re more likely to receive a loan approval compared to secured loan options.
How do personal loans affect my credit score?
Personal loans can hurt or help your credit score depending on how you manage them. If you make your payments on time and establish a positive payment history, you can increase your credit score. However, lenders must perform a credit check on you any time you apply for a line of credit, which decreases your credit score. In addition, missed payments can significantly damage your score.
How many personal loans can I have at one time?
Technically, there is no limit to how many personal loans you can have at once. If you have a good credit score and a strong history of on-time payments, lenders may be willing to approve multiple loans at the same time. You must be extremely organized to take on multiple small personal loans and make sure all payments are made on time.
Find a Core Bank Near You
Core Bank proudly offers personal and business banking solutions made for you. With banking centers in Omaha, Overland Park, and Mesa, we’re here to help you borrow and save confidently. Discover your nearest Core Bank today!
Contact Core Bank
Are you ready to apply for a personal loan with Core Bank? Fill up the online application form or speak to one of our professional experts today!
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