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Personal Banking FAQs

We offer a variety of benefits for customers who open a checking or savings account with us. Set up a personal banking account at any Core Bank location in Omaha or Kansas City today!

Personal Banking Services

Do I need a personal banking account?

At Core Bank, we encourage customers to open bank accounts so they can easily manage their personal finances.

What are the different types of personal banking accounts?

We believe in finding you the best account that fits your lifestyle and financial goals. Our we offer personal banking accounts ranging from high-interest checking accounts to money markets, savings accounts, and more. Find the best account for you here.

Personal Banking

What are the benefits of personal banking accounts with Core Bank?

The benefits of banking with us include:

  • Many of our checking and savings accounts have no monthly maintenance fees.
  • Every checking account includes unlimited check writing, free online banking, free online bill pay, free direct deposit, free E-statements, and more.
  • Customers have the option to use mobile banking and mobile wallets for savings and checking accounts.

Personal Checking Accounts

Can I open a personal checking account online?

Yes! You can stop by any Core Bank location, call (402) 333-9100, or you can now open an account online here >>

What are the monthly fees of a personal checking account?

Monthly fees for personal checking accounts range from $0-$20 a month, depending on the account you choose.

How much do I need to open a personal checking account?

The minimum deposit you need to open a personal checking account ranges from $0-2,500, depending on the account you choose.

What are the different types of checking accounts Core Bank offers?

We are proud to offer customers four different types of checking accounts. To learn which account is right for you, visit our checking accounts page.

Personal Checking

Personal Savings Accounts

Can I open a personal savings account online?

Yes! You can stop by any Core Bank location, call (402) 333-9100, or you can now open an account online here >>

What are the monthly fees of a personal savings account?

Monthly maintenance fees range from $3-$15 a month. There is no monthly maintenance fee when daily minimum balance is maintained.

How much do I need to open a personal savings account?

The minimum balance needed to open a personal savings account ranges from $25-$1,000.

What are the different types of savings accounts Core Bank offers?

We are proud to offer customers three different types of savings accounts. To learn which account is right you, visit our savings accounts page.

Personal Savings

Online Banking

How do I set up an online banking account?

You can set up an online baking account once you’ve created a new account at Core Bank. Follow the simple steps on our online banking login page to create your new account!

Online Login

Can I pay bills with my online banking account?

Yes, you can easily pay your bills from your computer or mobile device.

Personal Loans & Mortgages

What are personal loans used for?

Personal loans can be used for many things such as debt consolidation, home improvements, purchasing a car, starting a business, and more.

How long does it take to get approved for a personal loan?

Approval times vary, but if you provide all the necessary information and paperwork, we can get you approved for your loan quickly!

What types of personal loans are offered at Core Bank?

We offer many types of loans including home equity loans, mortgage loans, auto loans, and more. Learn about the different types of loans Core Bank offers!

Personal Borrowing

What types of home loans can I apply for?

You can apply for mortgage loans, home equity loans, construction loans, and lot loans. Learn more about all of our home loan options!

Mortgages

What are Bridge Loans?

Bridge loans are short-term personal loans commonly used in real estate transactions between the purchase of one home and the sale of another.

Home Loans & Mortgages

Why should I get a home equity loan?

With a home equity loan, you can use the equity you’ve built in your home to borrow money that can be used to pay for nearly anything.

Home Equity Loan

Other Banking

What are other personal banking service Core Bank offers?

We offer Phone-A-Bank, Safe Deposit Boxes, Online BillPay, E-statements, and more.

How do mobile banking and mobile wallet work?

When you download the Core Bank app, you can pay using your smart phone without the need of your debit card. We have apps for both Apple and Android products!

Does Core Bank offer overdraft protection?

Yes, we offer overdraft protection for our customers.

Find a Core Bank Near You

Core Bank proudly offers personal and business banking solutions made for you. With banking centers in Omaha, Overland Park, and Mesa, we’re here to help you borrow and save confidently. Discover your nearest Core Bank today!