Mortgages & Construction Loans

Core Bank offers a variety of mortgage and construction loan products to meet your needs.

Construction Loans


Core Bank can provide financing for the land you need to purchase for a new home even before you begin building. As a local lender, we’re familiar with the market and care about the community just as much as you do. Our experienced Real Estate Lenders can help you every step of the way, from securing a place for your new home through your closing.


A bridge loan from Core Bank uses the equity you have in your current home to help finance the building of or the purchase of your new home. Our experienced Mortgage Lenders can help make the transition from your current home to your new home a smooth and worry-free move.


Contact one of our Construction Lenders or call 402 829 3453 to get started today.

Mortgage Loans

New Home Loan

We understand that your home financing needs change with the stages of life. Our experienced and knowledgeable loan officers aim to make your experience simple and enjoyable. We strive to make you feel at home before and after you are in your home.

We offer a variety of programs and services, including but not limited to:

Extended Locks

Customized Mortgages

Interest Only Options

Investment Properties

Jumbo Loans


Adjustable Rate Loan

A loan with an interest rate that may change. The rate may go up or down based on the caps on the rate. The rate is tied to a margin and an index.

FHA Loan

FHA loans are insured by the Federal Housing Administration. They have a lower down payment requirement and offer higher qualifying ratios.

VA Loan

VA loans are available to veterans, in-service military and certain other reservists. VA guarantees a percentage of the loan.


We make refinancing quick and easy no matter what your goal is.

There are several reasons to refinance, including:

  • Switching from an adjustable to a fixed rate loan (or vice versa)
  • Lowering your monthly payments
  • Getting cash out of your home equity
  • Consolidating debts
  • Consolidating a first and second mortgage


A FHA loan benefits borrowers by requiring a minimal down payment with competitive rates. Payments include monthly premiums for FHA mortgage insurance.

Maximum Amount: $314,827 for Nebraska, Iowa, Kansas except for Kansas City which is $336,950. Call for other areas.


Eligible veterans may finance up to 100% of the purchase price with no down payment required and no monthly mortgage insurance premium.

Interest Rate Reduction Loans are also available with financing available up to the value of the property.

Maximum Amount: $484,350. Call for other areas. Jumbo VA loans available.


NIFA (Nebraska Investment Finance Authority) loans are low interest loans available to first-time homebuyers that will occupy the property for the life of the loan. Income and purchase price limitations apply.

Conventional Loan

A Conventional Loan allows a fixed interest and payment amount for the life of the loan. Conventional Adjustable Interest rate loans are also available.

Maximum Amount: $484,350

Jumbo Loan

Jumbo loans are available for loan amounts over $484,350.

Maximum Amount: $2,000,000


Save up to $400 off your mortgage closings costs with a Core Bank checking account.*

  • Core Green Checking: Save $200
  • Core 5 Diamond Relationship Checking: Save $400

Don’t have an account with us? Learn more.

*Mortgage closing cost discount applies to purchase and refinance loans on primary residence only and cannot exceed fees charged by Core Bank. Discount cannot be combined with other discounts and promotional offers and is subject to change without notice.



Contact one of our Mortgage Lenders, call 402 885 6900, or Apply Online to get started today.