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*Annual Percentage Yield (APY) is accurate as of 12/9/2022. 4.50% APY based on 15 month term, $10,000 minimum balance to open and to earn APY. Certificate of Deposit (CD) required to be opened with new funds with $10,000 minimum deposit or addition of $10,000 of new funds to existing CD within grace period. A penalty may be imposed for early withdrawal. Fees could reduce the earning on the account.

**3.00% APY based on $1,000 minimum balance to earn APY. Money Market required to be opened with new funds with
$1,000 minimum deposit. Rates may change after the account is opened. Fees could reduce the earning on the account.