21 Day Rapid Close Guarantee

Core Bank has a Rapid Close 21 calendar day closing guarantee for conventional conforming loans. Core Bank will close your loan for an owner-occupied, single-family home purchase or refinance in 21 calendar days or mail you a check for $500 after your loan closing.

Get into your home faster with our Rapid Close Guarantee

At Core Bank, our team is dedicated to helping you find the right mortgage for you. We want to help you understand everything you need to know about the purchasing options available to you so you can find the best fit and get you in your new home  – FAST.

Eligibility

There are certain criteria to follow to be eligible for Rapid Close:

  • All borrowers must provide income and asset documentation within 3 days of receiving Initial Loan Disclosures
  • The customer must respond to document requests within 24 hours from MLO request
  • The appraisal must be ordered within 3 days of receiving the purchase contract and receipt of the Initial Loan Disclosures
  • This offer only applies to w2 wage earners using base pay
  • Available for owner occupied, single family home purchase or refinance
  • Conventional Conforming Loans
  • Must have a 700 FICO score

Ineligible Scenarios

  • Use of variable income, commissions, overtime, bonus, etc.
  • Second jobs
  • Self Employed Borrowers
  • Employment contracts
  • Recent short-term or long-term leave
  • Government and Jumbo loans
  • Gift Funds
  • New Construction
  • Credit items (Bankruptcy, Foreclosure, Disputed tradelines)
  • Child Support
  • Rental Properties
  • Title exceptions
  • Low Appraisals

 

A guarantee is not a loan approval guarantee. This guarantee will be void in all areas declared natural disasters. Although you may not qualify for the 21-day guarantee, we encourage you to apply, and your application will go through our priority standard process to determine the product that best fits your needs. All loans are subject to credit approval.

Find a Core Bank Near You

Core Bank proudly offers personal and business banking solutions made for you. With banking centers in Omaha, Overland Park, and Mesa, we’re here to help you borrow and save confidently. Discover your nearest Core Bank today!

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Have questions about which mortgage is right for you? Get in touch with the experienced home loans team at Core Bank! We’ll assist you in understanding your options and finding the perfect fit.

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