Test Page -Mortgage

Ready to start the process? Complete an application today, or get pre-qualified for a mortgage using the links below.

Use this form as the initial step in the mortgage process. Getting pre-qualified allows you to see what options may be available to you when you begin shopping for a mortgage.

A prequalification request is an inquiry only, not a mortgage loan application or a commitment to lend and no interest rate is promised or secured. An assessment will be performed to determine whether your income and debt-ratio may fit a current loan program. A credit decision will be made only after you submit a complete mortgage loan application and we are able to verify and fully evaluate your application request in accordance with the loan program you have selected and all underwriting criteria. Prequalification is suitable for applicants shopping for a home who do not have an accepted contract with a seller.

Use this form if you have found a specific dwelling to purchase or are looking to refinance a current loan.  An application request can be for refinance with cash out or no cash out and to purchase a home with an accepted contract with a seller.