Our efforts to save $$$ on groceries -- from racking up points on our loyalty cards to clipping coupons -- may be futile, unless we know the tactics employed by retailers to get us to part with our hard-earned dollars. When we’re aware of these tactics, we respond...
You don’t have to take couponing to the extreme like the shoppers featured on several reality television shows may, in order to save money. In 2010, the average savings per coupon was valued at $1.44, so you can easily see how even a few coupons per week could add up....
We as a country spend more on our “fur babies” than we do on ourselves, dropping a monthly average of $83 per cat and $130 to $150 per dog on basic needs (licensing, food, crates, litter). These conservative ASPCA estimates are two to four times more than we as...
Our utility bill$ have reflected what has been an unseasonably cool spring so far. And there may be no sign of relief (from Mother Nature) as an unseasonably balmy summer may be around the corner. But relief from these costly bills is closer than you think … and you...
Whether you’re returning to college or saving for a child’s education, know that embarking on a savings planright now is a cost-effective way to pay for college. By investing, it’s estimated you’ll pay less than half what your counterparts relying on loans will pay...
Whether you prepare your own taxes or have a trusted professional do it for you, taxes are a certainty -- with a fast-approaching deadline! Here are a few tips to make prepping your taxes a little less taxing. First, simplify. Make the process less daunting. Start...
While it may be hard to get into a “vacation state of mind” during the dead of winter, there’s no better time than now to start saving for a summer trip. If your dream destination is a debt-free paradise, start with these helpful tips: Establish a budget. Know how...
No finance-related New Year’s resolution would be complete without including an emergency fund. Most experts agree that you should set aside enough money to cover at least three to six months-worth of living expenses, in the event that the “worst” happens (you lose...
Brace yourself: It’s estimated eight out of 10 of us have errors on our credit reports. A widely circulated U.S. Public Interest Research Group study found a whopping 30 percent of those mistakes involved student and auto loans, credit cards and mortgages that had...
Just because the National Retail Federation says the average shopper this season will spend around $750 on gifts – along with décor and other seasonal and party goodies – doesn’t mean you have to spend that much. Below are a few ways to stay within your specific...
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