Every April, Community Banking Month provides an opportunity to recognize the important role community banks play in strengthening local economies and supporting the people and businesses that call our neighborhoods home.
At Core Bank, community banking isn’t just something we celebrate—it’s the foundation of how we serve. Our mission is rooted in partnering with individuals, families, and businesses to help them achieve their financial goals while reinvesting in the communities we proudly serve. Every deposit and every loan supports local growth and helps build a stronger future close to home.
Why Community Banks Matter
Community banks play an outsized role in supporting the American economy, particularly at the local level. Nationwide, community banks fund nearly 60% of small‑business loans and more than 80% of agricultural loans, helping entrepreneurs, farmers, and family‑owned businesses grow and thrive. Beyond lending, these banks contribute to local tax bases that support schools, infrastructure, and essential public services.
Community banks also stand out in several key ways:
- Trusted by small businesses. Community banks earn significantly higher satisfaction scores from small‑business customers compared to large banks, finance companies, and online lenders.
- Committed to local lending. For more than a decade, lending growth at community banks has outpaced that of larger, non‑community institutions.
- High‑touch and high‑tech. While offering modern digital tools and conveniences, community banks continue to prioritize personal service and relationship‑based banking.
- Expanding access. Community banks serve most of the majority‑minority communities and low‑income counties across the country.
- Giving back locally. Community bankers are deeply engaged through volunteerism, civic leadership, and service initiatives that strengthen the places they serve.
Donations for Omaha Street School during our annual Back-To-School Drive – August 2025
Community Banking in Action
What truly sets community banks apart is their commitment to relationships. Lending and financial guidance are not transactional—they’re personal. Decisions are made locally by people who understand the unique needs, challenges, and opportunities within their communities.
“At Core Bank, we’re focused on helping businesses grow by combining innovative technology with practical, relationship‑driven solutions,” said David Hartman, President of Core Bank. “Beyond banking, our team is deeply invested in giving back—through volunteerism, local involvement, and reinvestment in the communities we serve. Every business we support, and every hour we volunteer, helps strengthen our local economy.”
The Independent Community Bankers of America (ICBA), which represents community banks nationwide, underscores this philosophy by championing institutions that prioritize long‑term relationships, local investment, and economic opportunity. Together, community banks empower individuals, support small businesses, and help strengthen the fabric of towns and cities across the country.
Mortgage Lender Liliana and Loan Processor Karime representing Core Bank at the 2025 Omaha Cinco de Mayo Parade
Banking Local Makes a Difference
Community Banking Month is a reminder that where you bank matters. Choosing a community bank means supporting local growth, personalized service, and a banking model built on trust and connection.
At Core Bank, we’re proud to celebrate Community Banking Month—and even prouder to serve as a partner in progress for the communities we call home.
To learn more about community banking and its impact, visit https://corebank.com/community/.
