How to get the most out of your checking account

Feb 26, 2021 | Personal

A checking account is likely the account you use the most often. Checking accounts allow you to perform essential everyday transactions such as paying your bills, transferring funds, accessing your cash, and depositing your paycheck. Whether you’re paying off your student loans or setting up direct deposit for the first time, these tips will make managing your money easier while allowing you to get the most out of your checking account.

1. Take advantage of direct deposit

Ease and convenience. That’s what you get when you sign up for direct deposits with Core Bank. You can rest assured that your check arrives at the bank bright and early, without fail, regardless of what you are doing or where you may be.

2. Sign up for online & mobile banking

Core Bank is open 24/7 when you use online and mobile banking. View balances, pay bills, transfer funds, and verify transactions all with one secure login from the comfort of your home.

3. Utilize your debit card

Your debit card comes with a lot of benefits. Leave the hassle of writing checks behind and say hello to convenience and security. With nationwide cash access, card controls, and chip-enabled cards, your money will be extra secure and accessible.

4. Transfer money between accounts

Transferring funds between your accounts is seamless when you have multiple accounts with Core Bank. Whether you’re saving for a gift or down payment, you will benefit from setting up automatic transfers.

5. Be mindful of overdraft fees

If you spend more money than is in your account you’ll be charged an overdraft fee. The easiest way to avoid being charged is being on top of your account balance through alerts, which is our next tip, as well as enrolling in overdraft protection.

6. Activate alerts

If you’re using online banking, you can set up alerts to let you know when certain account activity occurs. For example, you can choose to be alerted when your account balance falls below a certain amount, suspicious activity occurs, or a check is processed. You can do this and so much more, just make sure your personal information is up to date on the account

7. Save time with BillPay

Setting up BillPay to manage your recurring bill payments is a breeze and saves you the time and hassle that comes with manually paying them. Once you try it, you’ll never go back to licking stamps!

8. Stay secure

With features such as chip-enabled cards, card controls, and fraudulent alerts, you can rest assured that your banking information is safe and secure. To learn more about how Core Bank is keeping you safe, visit