There’s something magical about summer—more daylight, vacations and summer activities. Whether you’re lounging by a pool or dreaming of one in your own backyard, summer is the perfect season to take the plunge into homeownership.
Why Now? Summer Is Prime Homebuying Season
Summer isn’t just for vacation—it’s one of the best times of the year to buy a home, and here’s why:
- More Homes on the Market
Summer typically brings a surge in listings, giving you more options to find a home that fits your style, location, and budget. Whether you’re dreaming of a home with a pool, large backyard, or outdoor entertaining space, you’re more likely to find it during the summer months. - Easier Scheduling
With longer days and more daylight, it’s easier to attend showings and open houses after work or on weekends. This makes it easier to do some detective work on your potential home when the weather’s nice so you can get a better idea of your prospective new yard and the pulse of the neighborhood. Families also benefit from kids being out of school, making moving less disruptive. - Competitive Yet Motivated Sellers
While the market may be more competitive, many sellers are also more motivated to close deals before fall. This could work to your advantage when negotiating closing costs, timelines, or even sale price. - Lock in Rates Before Potential Increases
Interest rates fluctuate—and even small changes can impact your long-term costs. Securing your mortgage now could mean better rates than waiting until later in the year. - Settle Before the School Year Starts
For families with school-aged children, buying in summer allows time to move and get settled before the new academic year begins—no mid-year disruption needed.
Swimming in Options—But Don’t Get in Over Your Head
Don’t sweat the idea of buying a house this summer. With interest rates, loan types, and home prices all making waves, it’s important to understand your mortgage options. From fixed-rate to adjustable-rate mortgages, I can help you float—not flounder—through the process. Core Bank can guide you through pre-approval, budgeting, and finding a loan that fits your financial goals.
Sizzling Perks of Homeownership
Owning a home gives you more than just equity—it gives you freedom. Want to build your dream pool? Landscape your yard for those summer BBQs? Homeownership puts those plans within reach. Plus, many improvements—like energy-efficient windows or patios—can boost your home’s value.
Cool Off with a Personalized Mortgage Plan
Whether you’re a first-time buyer or looking to refinance, summer is a great time to review your goals. A quick mortgage check-in can ensure you’re making the most of your current situation—or prepare you for that next big step. Get pre-approved and have your financing ready to act quickly on homes you like.
Let’s Make a Splash Together
At Core Bank, we’re here to help you float through the mortgage process with confidence. Let’s talk about what your dream summer—and your dream home—could look like.
Ready to dive in? June is National Homeownership Month. For information on how Core Bank’s mortgage team can support your homeownership needs, visit us online or contact us today!
Written by Brett Davis, Mortgage Loan Originator
NMLS # 408438
