When running a business, the last thing you want to worry about is whether your payments are secure: fraudsters are getting smarter, and both checks and ACH transactions remain prime targets.
At Core Bank, we’re committed to helping you protect your hard-earned money by providing tools like Positive Pay, a solution that gives you greater control and visibility over your transactions.
The Fraud Landscape
Criminals are leveraging technology, encrypted messaging apps, and sophisticated tactics to exploit payment vulnerabilities.
Fraud trends include:
- Stolen, washed, altered, or forged checks
- Counterfeit checks and remote deposit capture fraud
- Unauthorized or redirected ACH debits and credits
These attacks not only put your funds at risk but also create operational headaches and reputational harm.
Why Paper Checks Create Problems
Despite the rise of ePayments, many businesses still issue paper checks. But checks come with challenges:
- High costs: Processing can cost more than $5 per check.
- Delays: Paper slows cash flow and increases the risk of late fees.
- Fraud exposure: Business checks are especially attractive targets due to higher account balances.
How Positive Pay Puts You in Control
Positive Pay helps businesses detect and block fraud before it clears. With Check Positive Pay, checks presented for payment are matched against the list your business provides and any discrepancies trigger alerts for review. ACH Positive Pay works similarly, allowing you to approve or block incoming debits before they post.
“Fraud moves fast, and businesses don’t have the luxury of time to catch it after the fact,” said Jessica Bruhn, Director of Treasury at Core Bank. “Positive Pay puts the control back in your hands by letting you stop unauthorized transactions before they impact your accounts.”
Both solutions integrate seamlessly with QuickBooks and other accounting software, so security can be added without extra complexity.
Why This Matters for Your Business
Whether you’re a nonprofit, a small business, or a large enterprise, Positive Pay helps protect assets, strengthen trust with vendors, and reduce fraud exposure in an environment where speed often outweighs forgiveness.
At Core Bank, we’re here to help you safeguard your business so you can focus on growth.
Take the Next Step
Your business deserves protection you can count on. Connect with our Treasury Services Team to learn how Positive Pay can give you peace of mind.
