There are many benefits to having a good credit score such as better rates on car insurance, lower credit card interest and having more housing options. Pulling credit for mortgage means that your lender will run your credit report and score when you apply for a loan and before you close on a loan.
Summer is right around the corner, and so is the time of year when more of us think of buying or selling a home. However, inflation is still hanging around, which means that the interest rate cuts expected this year haven’t yet happened. Since lower rates can increase a home budget, waiting for them can make a big difference, especially for first-time homebuyers who often struggle to find an affordable home.
Core Bank’s Granite Falls location was featured in the April Papillion City Lifestyle magazine. Read more about the mortgage team opening up the door to home ownership.
April is Fair Housing Month. Where we live is more than just an address. Everyone thrives in a vibrant community. Fair Housing Month signifies a recommitment to advancing equitable opportunities and expanding homeownership.
Wondering how refinancing your home can save you money? Core Bank is committed to helping you find the best interest and monthly mortgage rates to fit your lifestyle. When you choose to go through mortgage refinancing, you essentially trade your old mortgage in for a new one with more favorable terms.
For many of us, envisioning our dream home is easy, but figuring out how to finance it is usually what keeps it from coming true. Here is some good news – the FHLB Grant program can help you achieve homeownership.
2024 may be your year to buy a home! As mortgage rates have soared, people who already own homes have been reluctant to sell. If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. Before you get too far down the path, there are some key things to keep in mind.
Many new homebuyers out there don’t know about HomeReady Mortgage. The Fannie Mae HomeReady Mortgage is designed for home buyers who don’t fall into typical lending approval guidelines. For those unable to commit to the standard 20% down payment, there are two notable mortgages available through government-sponsored enterprises Fannie Mae or Freddie Mac.
There are already signs of a more positive and affordable 2024. Whether you have financial regrets or not, let’s look at the main causes of money problems, what to expect in 2024, and how to get back on track if needed.
Core Bank is pleased to announce the addition to the Core Bank mortgage team with Liliana Marquez, a Bilingual Mortgage Loan Originator. Liliana has five years of mortgage experience and joined Core Bank in September 2023. Fluent in Spanish and English, Liliana is dedicated to making the home-buying journey go as smoothly and as enjoyable as possible for her clients. She is passionate about educating her clients to find the best program to fit their needs.
We’d love to see your smiling face in person, but we know that your banking needs happen 24 | 7 | 365. Feel free to bank from your couch, your office or a beach somewhere warm.