Trips, falls, thefts, fires and pet-related accidents are among the insurance perils of the holiday season. According to claim-related data from past years, the average homeowners’ loss from fire or lighting is almost $84,000. Average costs of bodily injury or property damage liability claims came in at $31,690. To minimize your claims risk, consider adding these to your to-do list.
February is Heart Month and it’s a good time to check your home health pulse. Some questions to ask yourself are your short and long-term personal goals, look at your current home equity and how best to use it, and review the term of your mortgage.
Extreme winter weather can leave neighborhoods and communities without power or other public services for long periods of time. It is a smart idea to prepare your home for such winter weather emergencies as well as cold weather throughout the season that can cause minor issues or even evolve into larger problems.
Colder temperatures and the changing color of leaves serve as a reminder that the fall season is here. It is an excellent time to do seasonal maintenance and updates to keep your home in tip-top condition.
While interest rates are a big consideration when buying a home, you don’t want to waste away and become a skeleton while waiting as there are other important factors to consider. This year, inflation reached a high not seen in forty years. With both mortgage rates and rent prices rising, which makes the “rent or buy?” question trickier and purchasing a home possibly a “scarier” season than ever.
Familiarizing yourself with the mortgage process before looking for a home is a great idea. Knowing what to expect will help you plan ahead and make the whole process much easier. Let’s walk through it! Application As the first step, the application gives your loan...
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