Six Steps to Building Good Credit

Building good credit….it’s a bit of a modern twist on the chicken and egg conundrum – it is harder to get credit until you have a history of repaying credit. While, at first, it seems like an impossible situation, take heart. Because building credit, at that good credit, is crucial to your obtaining credit. From a lender’s […]

Refinancing: It Makes Sense (Dollars and Cents!)

No doubt you’ve heard a lot about “refinancing,” what with all the chatter recently about historically low interest rates. While you may know there is no time like the present to refinance, you need to do your homework. Like the terms you agreed to when you first bought your home, refinancing is not a one-size-fits-all […]

Business Plan Basics, Part I: Why You Need One

Few things inspire fear in the hearts of entrepreneurs the way the mere mention of “business plans” do. But developing a business plan doesn’t need to be intimidating. Simplify.  After all, developing a business plan isn’t a “choice.” It’s a valuable step in the process of starting a business and it is necessary (if not […]

Business Plan Basics, Part 2: Essential Elements

Last week, we presented a blog post on “why” a business plan is valuable — be it as a means of proving your company’s mettle to outside investors, or as a method of providing structure and organization to one’s business vision.   In this post, we will talk about what is needed in an effective business […]