money

Fall 2023 Housing Market Update

As many would-be buyers are aware, the market’s performance is being largely controlled by one factor: mortgage rates. During the first half of 2023, these kept housing in a state of suspended animation in many areas.

Do I Need a Down Payment to Purchase a Home?

If you are a first-time home buyer, finding the right home loan and mortgage options can be tough. You’re often left wondering, which option is best for my needs? How much money do I need to put down up front? Do I need a traditional mortgage or something else?

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