personal finance

Fall Mortgage Update

Buying a house this fall can be a smart move. Currently mortgage rates are decreasing, and the fall season often sees fewer buyers, which can mean less competition and potentially better deals. Consider closing timing as a fall purchase could allow you to close before the holidays, making for a smooth transition.

Summer Mortgage Update

A slight drop in mortgage rates in June might have been the jolt the housing market needed to make up for lost time earlier this spring. Read more about the housing inventory, investment properties replacing college dorms and choosing a fixer-upper.

What is a Soft Credit Pull for Mortgage?

There are many benefits to having a good credit score such as better rates on car insurance, lower credit card interest and having more housing options. Pulling credit for mortgage means that your lender will run your credit report and score when you apply for a loan and before you close on a loan.

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