As many would-be buyers are aware, the market’s performance is being largely controlled by one factor: mortgage rates. During the first half of 2023, these kept housing in a state of suspended animation in many areas.
If you are a first-time home buyer, finding the right home loan and mortgage options can be tough. You’re often left wondering, which option is best for my needs? How much money do I need to put down up front? Do I need a traditional mortgage or something else?
Core Bank has a NEW Rapid Close 21 calendar day closing guarantee for conventional conforming loans. Core Bank will close your loan for an owner-occupied, single-family home purchase or refinance in 21 calendar days or mail you a check for $500 after your loan closing.
Summer is the most popular season for moving house, especially for households with school-aged children. If you have decided to postpone buying a home because of the current interest rates, it is possible that you could wait longer than you’d planned.
Owning a home is a major financial undertaking and can be an important component in building generational wealth. We want to make what can be a protracted and complex process as effortless as possible and can walk you through what to expect so you can assess your needs and find suitable options to finance a home of your own.
Earth Day is coming up on April 22nd. Remembering this observance is a good opportunity to both celebrate progress in green building and sustainable design and to recognize the growing need for green homes.
If you have one or more family members enjoying a week off from school soon, this means you have a spare pair of hands to help with home décor updates. Here are three to consider – they all deliver lasting value for your time and investment. You or your family members just find that they have a hidden talent for DIY.
March is Women’s History Month. Have you ever considered how you or your significant other would feel if she couldn’t buy a home because she wasn’t married? Throughout history, women have worked to achieve financial equality, including the right to buy a home.
Envisioning your dream home is easy, but figuring out how to finance it is usually what keeps it from coming true. Here is some good news – the FHLB Grant program can help you achieve homeownership. First-time homebuyers (or anyone who has not owned a home in the past 3 years) can be eligible to receive up to $7,500 in grant money to cover down payment and closing costs through Core Bank.
Maybe you or someone you know is considering making a positive change in life with thoughts of retirement. If you are a homeowner, you may be approaching the stage in life to either downsize or move to a completely different location.
We’d love to see your smiling face in person, but we know that your banking needs happen 24 | 7 | 365. Feel free to bank from your couch, your office or a beach somewhere warm.