Personal

Have you saved enough for retirement?

Have you saved enough for retirement?

A number of online savings calculators demonstrate how much your savings will be worth in the future. Just plug in your current savings, how many years you plan to save, and average annual gains and -- thanks to compounding interest -- you see how your savings grows...

How to outfox the grocery store, and save

How to outfox the grocery store, and save

Our efforts to save $$$ on groceries -- from racking up points on our loyalty cards to clipping coupons -- may be futile, unless we know the tactics employed by retailers to get us to part with our hard-earned dollars. When we’re aware of these tactics, we respond...

Energy audits: Your guide to saving green via being green

Energy audits: Your guide to saving green via being green

Our utility bill$ have reflected what has been an unseasonably cool spring so far. And there may be no sign of relief (from Mother Nature) as an unseasonably balmy summer may be around the corner. But relief from these costly bills is closer than you think … and you...

Simplifying Saving for College

Simplifying Saving for College

Whether you’re returning to college or saving for a child’s education, know that embarking on a savings planright now is a cost-effective way to pay for college. By investing, it’s estimated you’ll pay less than half what your counterparts relying on loans will pay...

Seven savvy tips to jump start a summer vacation fund

Seven savvy tips to jump start a summer vacation fund

While it may be hard to get into a “vacation state of mind” during the dead of winter, there’s no better time than now to start saving for a summer trip. If your dream destination is a debt-free paradise, start with these helpful tips:  Establish a budget. Know how...

Resolve to Start, Grow Your Emergency Fund in the New Year

Resolve to Start, Grow Your Emergency Fund in the New Year

No finance-related New Year’s resolution would be complete without including an emergency fund. Most experts agree that you should set aside enough money to cover at least three to six months-worth of living expenses, in the event that the “worst” happens (you lose...

Mistakes on your credit report? What to do about it.

Mistakes on your credit report? What to do about it.

Brace yourself: It’s estimated eight out of 10 of us have errors on our credit reports. A widely circulated U.S. Public Interest Research Group study found a whopping 30 percent of those mistakes involved student and auto loans, credit cards and mortgages that had...

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